News tagged with credit scores
Researchers find link between personality and credit scores
The use of credit scores as employment screening tools is a hotly debated topic. According to a 2010 poll by the Society for Human Resource Management, 60 percent of surveyed employers conducted credit checks for some or ...
Other Sciences / Economics & Business
Nov 02, 2011 |
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All credit ratings not created equal
At least one of the "Big Three" credit ratings agencies exaggerated credit scores of private debt compared to public bonds during the last 30 years, according to a new study by researchers from Rice University, American University ...
Other Sciences / Economics & Business
Sep 15, 2011 |
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The downside -- and surprising upside - of microcredit
Microcredit, which involves giving small loans to very small businesses in an effort to promote entrepreneurship, has been widely touted as a way to reduce poverty and stimulate economic growth. A multitude of both non- and ...
Other Sciences / Economics & Business
Jun 09, 2011 |
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A good story can trump a bad credit score in peer-to-peer lending
These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...
Other Sciences / Social Sciences
May 16, 2011 |
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Some banks help keep mortgage holders out of default, studies find
While the nation's foreclosure crisis has focused blame on bad loan practices by some lenders, new research shows how some banks may have actually reduced the default risk of their homebuyers.
Other Sciences / Economics & Business
Jan 03, 2011 |
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New ID theft targets kids' SS numbers
(AP) -- The latest form of identity theft doesn't depend on stealing your Social Security number. Now thieves are targeting your kid's number long before the little one even has a bank account.
Aug 02, 2010 |
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New research shows that your looks, creditworthiness may go hand in hand
New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's ...
Other Sciences / Social Sciences
Mar 12, 2009 |
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