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4 personal finance technology trends for 2012

(AP) -- If you're one of the holdouts still paying bills with checks, tracking your accounts with pen and paper or clipping coupons from the newspaper, 2012 could be the year you take the digital plunge.

Bitcoin rises above $1,000

The virtual currency bitcoin Wednesday broke above $1,000 per unit, quintupling in a month, according to Mt. Gox, which manages trading in bitcoin.

Online scammers using 'FBI message' to demand money

The FBI warned computer users on Thursday to ignore a fake message, purportedly from its officers, that freezes people's screens and demands that they pay a fine for visiting inappropriate websites.

How alternative currencies could catch on and cash in

Alternatives to cash, like Bitcoin and Uber, may never replace the coins in our pockets or paper bills in our wallets, but they are creating significant social and economic impacts, and with some design adjustments, could ...

Cruise passengers spend less despite offers on land

Cruise tourists are not influenced by extended shopping opportunities. They spend very little money during the port of call even when they are offered an increased number of spending options.

Forget oil, Russia goes crazy for cryptocurrency

Standing in a warehouse in a Moscow suburb, Dmitry Marinichev tries to speak over the deafening hum of hundreds of computers stacked on shelves hard at work mining for crypto money.

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