According to theoretical predictions, axion dark matter could be converted into radio frequency electromagnetic radiation when it approaches the strong magnetic fields that surround neutron stars. This radio signature, which ...
(Phys.org)—Protein folding is the process by which a polypeptide (a linear organic polymer chain consisting of many amino acid residues, or monomers) transforms from a random coil into the 3D conformation in which it can ...
Using the Green Bank Telescope (GBT), astronomers from Columbia University and the University of California Berkeley have detected a new binary millisecond pulsar. The newly found pulsar, designated PSR J0212+5321, belongs ...
Researchers from Facebook AI Research (FAIR) at Meta AI have published a paper in the journal Science detailing a machine-learning-created database of 617 million predicted protein structures. The ESMFold language model described ...
When pondering the probability of discovering technologically advanced extraterrestrial life, the question that often arises is, "if they're out there, why haven't we found them yet?" And often, the response is that we have ...
Astronomy
Jan 30, 2023
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Indian astronomers have performed long-term radio observations of a "black widow" millisecond pulsar known as PSR J1544+4937. Results of the observational campaign, published November 25 on the arXiv pre-print server, shed ...
An international team of astronomers has conducted a double-telescopic study of the zone where the Wow! signal originated and failed to detect any signal. In their paper published in Research Notes of the American Astronomical ...
An international team of astronomers reports the detection of a new millisecond pulsar (MSP) using the Green Bank Telescope (GBT). The newfound pulsar, designated PSR J1555−2908, turns out to be one of the so-called "black ...
Using Parkes radio telescope in Australia, Chinese astronomers have conducted a multifrequency study of the pulsar PSR J0614+2229 (also known as B0611+22). The new research, presented in a paper published December 9 on arXiv.org, ...
Scientists say they were unable to confirm a highly publicized 2014 study that suggested banking culture can promote dishonesty.
Social Sciences
Nov 13, 2019
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A bank is a financial institution that serves as a financial intermediary. The term "bank" may refer to one of several related types of entities:
Because of the important role depository institutions play in the financial system, the banking industry is generally regulated with government restrictions on financial activities by banks varied over time and by location. Current global bank capital requirements are referred to as Basel II. In some countries, such as Germany, banks have historically owned major stakes in industrial companies, while in other countries, such as the United States, banks have traditionally been prohibited from owning non-financial companies. In Japan, banks are usually the nexus of a cross-share holding entity known as the "keiretsu". In Iceland, banks followed international standards of regulation prior to the recent global financial crisis that began in 2007.
The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in Siena, Italy, which has been operating continuously since 1472.
A Bank's main source of income is interest paid on loans. A bank pays out at a lower interest rate on deposits and receives a higher interest rate on loans. The difference between these rates represents the bank's net income. Banks also generate non-interest income from service fees for Retail and Business banking products, transactional fees, or other non-traditional services such as Trust and Wealth Management consulting, Insurance, Cash Management services, Mortgage loan closing costs and points.
This text uses material from Wikipedia, licensed under CC BY-SA
