Using loan level data matched to consumer credit records, researchers have been able to determine that a reduction in mortgage payments of as little as $150 a month spurred a reduction in mortgage defaults and an increase ...
Economics & Business
Oct 22, 2014
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Current chapter 13 bankruptcy laws do little to help filers save their homes from foreclosure, according to a study published in the Journal of Legal Studies.
Economics & Business
Mar 29, 2010
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Racial disparity in mortgage rates is widespread between black and white borrowers, according to a newly published study which found more financially vulnerable black women suffer the most.
Economics & Business
Aug 19, 2015
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8
The gulf between the 'haves' and 'have-nots' in British society is widening. On one side, more people are having to exist without bank accounts, resorting to food banks and being evicted from their homes. On the other, ...
Economics & Business
Sep 13, 2016
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Housing discrimination still occurs nearly 50 years after the Fair Housing Act, but not necessarily at the hands of realtors or bankers, a study of licensed mortgage loan originators (MLOs), the initial contact for most new ...
Economics & Business
Feb 26, 2016
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Subprime mortgages were not the main reason behind the housing crisis that started in 2009 and continues to bedevil the faltering U.S. economy, according to a University of Michigan study.
Economics & Business
Oct 22, 2010
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Google on Friday began providing US Internet users with tools for making financial decisions.
Internet
May 21, 2011
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A new Northwestern University analysis finds that racial disparities in the mortgage market suggest that discrimination in loan denial and cost has not declined much over the previous 30 to 40 years, yet discrimination in ...
Social Sciences
Jan 23, 2020
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In 2007, the American housing boom ended, and there was heightened risk of a housing crisis. Private securitizers withdrew from purchasing high-risk mortgages, while government-sponsored enterprises, Fannie Mae and Freddie ...
Economics & Business
Jun 14, 2021
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While many American families lost their homes during the U.S. subprime mortgage crisis, the housing market crash also induced some of the decline in the stock market as investors sold equities and never went back, say University ...
Economics & Business
Aug 29, 2013
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