News tagged with credit scores

The downside -- and surprising upside - of microcredit

Microcredit, which involves giving small loans to very small businesses in an effort to promote entrepreneurship, has been widely touted as a way to reduce poverty and stimulate economic growth. A multitude of both non- and ...

Other Sciences / Economics & Business

created Jun 09, 2011 | popularity 2.5 / 5 (4) | comments 1 | with audio podcast

A good story can trump a bad credit score in peer-to-peer lending

These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...

Other Sciences / Social Sciences

created May 16, 2011 | popularity not rated yet | comments 0 | with audio podcast

New ID theft targets kids' SS numbers

(AP) -- The latest form of identity theft doesn't depend on stealing your Social Security number. Now thieves are targeting your kid's number long before the little one even has a bank account.

Technology / Internet

created Aug 02, 2010 | popularity 5 / 5 (6) | comments 3

New research shows that your looks, creditworthiness may go hand in hand

New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's ...

Other Sciences / Social Sciences

created Mar 12, 2009 | popularity 3 / 5 (4) | comments 3

Researchers find link between personality and credit scores

The use of credit scores as employment screening tools is a hotly debated topic. According to a 2010 poll by the Society for Human Resource Management, 60 percent of surveyed employers conducted credit checks for some or ...

Other Sciences / Economics & Business

created Nov 02, 2011 | popularity 5 / 5 (2) | comments 1

All credit ratings not created equal

At least one of the "Big Three" credit ratings agencies exaggerated credit scores of private debt compared to public bonds during the last 30 years, according to a new study by researchers from Rice University, American University ...

Other Sciences / Economics & Business

created Sep 15, 2011 | popularity not rated yet | comments 0

Some banks help keep mortgage holders out of default, studies find

While the nation's foreclosure crisis has focused blame on bad loan practices by some lenders, new research shows how some banks may have actually reduced the default risk of their homebuyers.

Other Sciences / Economics & Business

created Jan 03, 2011 | popularity 5 / 5 (2) | comments 1