Cash is in crisis. In Australia, it's now only used for 16% of in-person transactions, down from about 70% in 2007.
Social Sciences
Jun 5, 2024
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As the festive season approaches, Dr. Joy Malala, a consumer credit researcher from the University of Warwick, sheds light on the heightened financial burden faced by vulnerable families during this period.
Social Sciences
Dec 14, 2023
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20
"Will you be paying with cash or card?"
Social Sciences
May 17, 2023
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35
Researchers from the Norwegian School of Economics and University of Chicago published a new paper in the Journal of Marketing that examines credit card minimum payment requirements affect consumers' decisions about how ...
Economics & Business
Oct 28, 2021
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Payment defaults are also more frequent among families with children and the recently divorced and their accumulation is common especially among young people and those with credit card and installment payment debt, according ...
Economics & Business
May 13, 2021
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7
Larger bumblebees are more likely to go out foraging in the low light of dawn, new research shows.
Plants & Animals
May 5, 2021
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37
The widespread use of cashless payments including credit cards, debit cards, and mobile apps has made transactions more convenient for consumers. However, results from previous research have shown that such cashless payments ...
Social Sciences
Jan 27, 2021
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16
Like Kenny Rogers' gambler, who has to "know when to hold 'em, know when to fold 'em," banks face financial risks and uncertainty when deciding when to chase consumers who default on their credit card payments and when to ...
Economics & Business
Jul 25, 2019
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4
You grab your keys, smartphone and wallet when you leave the house. Would it be such a disaster if you left that last one behind?
Consumer & Gadgets
Mar 7, 2019
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9
Paying for a cup of coffee with a smartphone instead of a credit card is gaining prominence among consumers—and is disrupting their spending patterns and consumption habits, according to new research co-written by a University ...
Other
Nov 29, 2018
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4
