The dark side of loan guarantee programs for SMEs

There is always a downside. Even for loan guarantee programs for small businesses, launched during financial crises to stave off the drying up of credit, particularly likely in periods of recession. It turns out these programs ...

Turning pine needles into energy to reduce wildfire risks

The increasing frequency of environmental fires is a serious issue around the world and one that is being exacerbated by climate change. Millions of hectares and thousands of homes are at risk. Recovery times will run to ...

'Free' delivery plans can profit both retailers and customers

In March, Target became the latest mega-retailer to offer "free" delivery—for a price. For $99 a year, subscribers to Target Circle 360 can place unlimited orders without having to worry about shipping costs. Target competes ...

Mercury could be the perfect destination for a solar sail

Solar sails rely upon pressure exerted by sunlight on large surfaces. Get the sail closer to the sun and, not surprisingly, efficiency increases. A proposed new mission called Mercury Scout aims to take advantage of this ...

How AI can boost service for vulnerable customers

Artificial intelligence has become the Swiss Army knife of the business world, a universal tool for increasing sales, optimizing efficiency, and interacting with customers. But new research from Texas McCombs explores another ...

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