Understanding how couples integrate finances
When it comes to how couples manage money, not everyone jumps to join their accounts.
Social Sciences
May 30, 2023
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12
News tagged with credit card
Cash or card? Consumers pay strategically to forget guilty purchases, study shows
"Will you be paying with cash or card?"
Social Sciences
May 17, 2023
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35
Lawyer claims lack of compliance by game makers for labels on games with loot boxes
Leon Xiao, a lawyer with the IT University of Copenhagen's Center for Digital Play, has published a report in the journal Royal Society Open Science claiming that game makers are not compliant with mandates for labels on ...
If you think you understand how incentives work, think again
How can people be incentivized to drive more fuel-efficient cars, be more innovative at work, and get to the gym on a regular basis? Uri Gneezy, professor of economics and strategy at the Rady School of Management at UC San ...
Social Sciences
Mar 9, 2023
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25
Asset, wage protections may help debtors in a tough economy
States could take steps now to soften the impact of a recession by protecting residents with unsecured debt, according to a new study that reveals an inequitable patchwork of protections for Americans who are behind on their ...
Social Sciences
Feb 13, 2023
0
31
Dozens of US schools, universities move to ban TikTok
A growing number of public schools and colleges in the U.S. are moving to ban TikTok—the popular Chinese-owned social media app that allows users to share short videos.
Social Sciences
Jan 19, 2023
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38
Forest carbon credits: Report shows new ways to manage risks and returns
Investors wanting to finance forest carbon credit projects should look to diversified investment portfolios in the tropics, says a new report.
Economics & Business
Jan 16, 2023
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8
90% of young Australians had financial troubles in 2022, and 27% used 'buy now, pay later' services
Buy Now, Pay Later (BNPL) services have dramatically changed the landscape of personal lending, largely by being easy to access and not charging interest—thus avoiding national credit laws.
Social Sciences
Dec 20, 2022
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30
Gambling needs more holistic management to reduce harm when it causes debt
Gambling treatment and support services need to dovetail better with debt advice, to ensure recovery pathways for people affected by gambling harm are more likely to succeed, according to a new report by the University of ...
Social Sciences
Oct 18, 2022
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8
Mental health in the UK is about to get worse, and inequality will have a lot to do with it
The U.K. government's recent mini-budget has come in for a lot of criticism. Its effect on stock markets, pensions and the value of the pound have barely been out of the news. As a clinical psychologist, one issue I find ...
Economics & Business
Sep 30, 2022
0
4
Credit card
A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by local banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1.
This text uses material from Wikipedia, licensed under CC BY-SA
