A new study shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy.
Economics & Business
Mar 20, 2013
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(Phys.org) —New research from the University of Georgia and Miami University helps explain how a 1997 amendment to the Texas Constitution that relaxed restrictions on mortgage lending boosted statewide retail sales and ...
Economics & Business
Mar 5, 2013
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(PhysOrg.com) -- Why do some people behave morally while others do not? Sociologists at the University of California, Riverside and California State University, Northridge have developed a theory of the moral self that may ...
Social Sciences
Feb 16, 2012
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These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...
Social Sciences
May 16, 2011
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(PhysOrg.com) -- New study examines impact of segregation on the prevalence of high-cost loans in U.S. metro areas. Subprime loans disproportionately located in segregated areas.
Economics & Business
Nov 6, 2009
3
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New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's Jones Graduate ...
Social Sciences
Mar 12, 2009
3
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A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, ...
Other
Feb 12, 2009
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