One stormy evening in February 2024, I heard the sickening sound of trees breaking just beyond my garden in the town of Hastings on England's south coast. Heading outside to investigate, I soon found cracks opening up in ...
Environment
Apr 11, 2024
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13
Insured property losses could double in the coming decade due to climate change and more frequent and more intense severe weather events, reinsurance giant Swiss Re warned Tuesday.
Environment
Mar 26, 2024
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35
Collin Pearsall has friends who have started having children. But he has chosen a different path—due, in large part, to climate change.
Social Sciences
Mar 13, 2024
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1
Lila is a registered purebred beagle, but depending on what company does her DNA testing, she might be part rottweiler, part American foxhound, or not a beagle at all.
Veterinary medicine
Mar 9, 2024
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252
Most people keep their electricity supplier, even though it's fast and easy to switch to a cheaper competitor. Now an economist has unraveled what's holding people back—and what could ensure cheaper electricity contracts ...
Social Sciences
Feb 8, 2024
1
1
The unmanned underwater vehicle Ran has gone missing under a glacier in Antarctica. The vehicle, owned by the University of Gothenburg, is one of just three in the world that is used for research and has contributed to important ...
Earth Sciences
Jan 31, 2024
1
1
As Canadians share more and more genetic data with service providers such as insurance companies or databases like Ancestry.com, the potential for discrimination based on this data is growing. Known as genetic discrimination ...
Economics & Business
Jan 30, 2024
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7
In 2022, the insurance industry made a whopping USD 6 trillion globally—more than the entire economy of big countries like Japan and Germany. A recent study, published in The Journal of Finance and Data Science, looked ...
Economics & Business
Jan 3, 2024
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1
Culver City has struck a deal with one of California's largest oil producers to end petroleum extraction and plug all wells within the city limits by the end of the decade—an agreement that environmentalists say could serve ...
Environment
Dec 18, 2023
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21
Throughout the 19th and 20th centuries, canaries were used in coal mines to assess the risk of toxic gases. If the birds became ill or passed away, their fate served as a warning for miners to vacate the premises.
Economics & Business
Dec 4, 2023
0
4
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
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