New model for stability of Fannie Mae and Freddie Mac

In 2007, the American housing boom ended, and there was heightened risk of a housing crisis. Private securitizers withdrew from purchasing high-risk mortgages, while government-sponsored enterprises, Fannie Mae and Freddie ...

Styrofoam igloos: A 1950s cure for the Inuit housing crisis

The COVID-19 pandemic and outbreaks in several communities across Nunavut have brought the Inuit housing crisis into focus. Inadequate and unsafe housing is endemic in many Inuit communities and has been blamed for poor health ...

New Zealand housing lacking basic amenities, new report finds

Five percent of New Zealand houses lack at least one of six basic amenities including drinkable tap water, electricity, a toilet, and a kitchen sink, a new report from the He Kāinga Oranga Housing and Health Research Program ...

How to strengthen housing safety nets

U.S. homeowners and renters need stronger safety nets than existing social insurance programs provide to prevent housing insecurity during economic downturns, according to a new paper based on a study by Wharton real estate ...

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House

A house is a building or structure that has the ability to be occupied for dwelling by human beings or other creatures. The term house includes many kinds of different dwellings ranging from rudimentary huts of nomadic tribes to free standing individual structures. In some contexts, "house" may mean the same as dwelling, residence, home, abode, lodging, accommodation, or housing, among other meanings.

The social unit that lives in a house is known as a household. Most commonly, a household is a family unit of some kind, though households can be other social groups, such as single persons, or groups of unrelated individuals. Settled agrarian and industrial societies are composed of household units living permanently in housing of various types, according to a variety of forms of land tenure. English-speaking people generally call any building they routinely occupy "home". Many people leave their houses during the day for work and recreation, and return to them to sleep and for other activities.[citation needed]

A growing point of interest is the energy consumption of a house; while many houses in Japan have no insulation at all, in Europe from 2018 all houses built should have no energy consumption at all.

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