News tagged with subprime loan

Some banks help keep mortgage holders out of default, studies find

While the nation's foreclosure crisis has focused blame on bad loan practices by some lenders, new research shows how some banks may have actually reduced the default risk of their homebuyers.

Other Sciences / Economics & Business

created Jan 03, 2011 | popularity 5 / 5 (2) | comments 1

Racial segregation key factor in subprime lending

(PhysOrg.com) -- New study examines impact of segregation on the prevalence of high-cost loans in U.S. metro areas. Subprime loans disproportionately located in segregated areas.

Other Sciences / Economics & Business

created Nov 06, 2009 | popularity 3 / 5 (2) | comments 3




Search results for subprime loan


The crisis of shareholder primacy

If we want to prevent the next financial crisis, a new model of corporate governance is needed to replace shareholder primacy in financial institutions. Gates Scholar Mike Marin explains why.

Other Sciences / Economics & Business

created Mar 20, 2012 | popularity 3.5 / 5 (4) | comments 3

3 Questions: Ricardo Caballero on the search for safe investments

What caused the financial crisis of 2008? MIT economist Ricardo Caballero has posited that a key structural factor was a massive global imbalance between the demand for safe investments, especially bonds, ...

Other Sciences / Economics & Business

created Oct 25, 2011 | popularity not rated yet | comments 1

Public firms weathered recession better than expected

(PhysOrg.com) -- The prevailing narrative of the financial crisis revolves around banks' reduced ability to issue loans, but a new paper by University of Arizona associate professor of finance Kathy Kahle reveals that the ...

Other Sciences / Economics & Business

created Jun 20, 2011 | popularity not rated yet | comments 0

Recent financial crisis rooted in politics of creditworthiness, new study contends

A common reading of the recent subprime mortgage crisis pins the blame on bankers and loan brokers who extended mortgages to those who could not afford them, thereby inflating a housing bubble that was destined to burst.

Other Sciences / Social Sciences

created Jun 02, 2011 | popularity not rated yet | comments 0

Most mortgage meltdowns not caused by subprimes

Subprime mortgages were not the main reason behind the housing crisis that started in 2009 and continues to bedevil the faltering U.S. economy, according to a University of Michigan study.

Other Sciences / Economics & Business

created Oct 22, 2010 | popularity 5 / 5 (2) | comments 1

Study finds foreclosure crisis had significant racial dimensions

Although the rise in subprime lending and the ensuing wave of foreclosures was partly a result of market forces that have been well-documented, the foreclosure crisis was also a highly racialized process, according to a study ...

Other Sciences / Social Sciences

created Oct 04, 2010 | popularity 3.2 / 5 (11) | comments 2

The psychology of financial decision making and economic crises

How could the current financial crisis have happened? While fingers have been pointing to greedy banks, subprime-loan officers, and sloppy credit card practices, these are not the only contributors to the economic downturn. ...

Other Sciences / Social Sciences

created Sep 22, 2010 | popularity 5 / 5 (1) | comments 0

New study finds racial wealth gap quadrupled since mid-1980s

The wealth gap between white and African-American families increased more than four times between 1984-2007, and middle-income white households now own far more wealth than high-income African Americans, according to an analysis ...

Other Sciences / Social Sciences

created May 17, 2010 | popularity 3 / 5 (2) | comments 2

Banking on outlier detection: Simple computer model could act as early warning system for failing banks

Recent bank failures point to the continuing need for vigilance by regulators and investors. Now, a report in the International Journal of Operational Research, discusses the possibility of an early-warning system that s ...

Other Sciences / Economics & Business

created Oct 07, 2009 | popularity 3 / 5 (2) | comments 0

Research: No evidence for 'too big to fail' policies

The U.S. economy would be better served by letting failing firms file for bankruptcy rather than by bailing them out under presumptive federal policies that deem them to be "too big to fail," according to ...

Other Sciences / Economics & Business

created Apr 24, 2009 | popularity 5 / 5 (6) | comments 2


List of search results for subprime loan