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Some banks help keep mortgage holders out of default, studies find

While the nation's foreclosure crisis has focused blame on bad loan practices by some lenders, new research shows how some banks may have actually reduced the default risk of their homebuyers.

Other Sciences / Economics & Business

created Jan 03, 2011 | popularity 5 / 5 (2) | comments 1

Mortgage defaults at lowest levels in five years

(PhysOrg.com) -- Default risk on home loans fell once again this quarter to its lowest level in more than five years, says a professor at the University of Michigan's Ross School of Business.

Other Sciences / Economics & Business

created Dec 23, 2010 | popularity not rated yet | comments 0

Penn State law professor sheds light on foreclosure crisis (w/ Video)

(PhysOrg.com) -- Penn State Law Professor Marie Reilly, a bankruptcy and banking law expert, worries that the backlash over the current foreclosure crisis may be the "medicine that kills the patient." Laws and regulations ...

Other Sciences / Economics & Business

created Dec 21, 2010 | popularity not rated yet | comments 1

Most mortgage meltdowns not caused by subprimes

Subprime mortgages were not the main reason behind the housing crisis that started in 2009 and continues to bedevil the faltering U.S. economy, according to a University of Michigan study.

Other Sciences / Economics & Business

created Oct 22, 2010 | popularity 5 / 5 (2) | comments 1

Stanford experts assess SEC-Goldman suit, stress need to better regulate financial markets

(PhysOrg.com) -- Two Stanford experts on the finance industry distinguished between ethical and legal issues during a public analysis of the Securities and Exchange Commission's lawsuit against Goldman Sachs' allegedly fraudulent ...

Other Sciences / Economics & Business

created May 04, 2010 | popularity 1 / 5 (2) | comments 0

Study: Chapter 13 bankruptcy little help in saving homes

Current chapter 13 bankruptcy laws do little to help filers save their homes from foreclosure, according to a study published in the Journal of Legal Studies.

Other Sciences / Economics & Business

created Mar 29, 2010 | popularity not rated yet | comments 1

Study finds consumer behavior and lifestyle traits influence foreclosure rates (w/ Video)

A homeowner's station in life and personal spending beliefs and habits are important indicators of the borrower's potential for home-mortgage default, say researchers in the University of Alabama at Birmingham ...

Other Sciences / Economics & Business

created Jan 14, 2010 | popularity 4 / 5 (3) | comments 0

Another wave of foreclosures likely in new year

(PhysOrg.com) -- As we near the end of the year, Phoenix-area home prices have started to go up, but another wave of foreclosures is likely to hit soon. That's according to the author of the latest Realty Studies report from ...

Other Sciences / Economics & Business

created Dec 10, 2009 | popularity 1 / 5 (2) | comments 1

Banking on outlier detection: Simple computer model could act as early warning system for failing banks

Recent bank failures point to the continuing need for vigilance by regulators and investors. Now, a report in the International Journal of Operational Research, discusses the possibility of an early-warning system that s ...

Other Sciences / Economics & Business

created Oct 07, 2009 | popularity 3 / 5 (2) | comments 0

"We all live in a Robbie Fowler House!"

The recession will likely signal the end for many of Britain’s smaller buy-to-let landlords, and poses a grim threat to city-centre new build properties, warn experts at The University of Nottingham.

Other Sciences / Other

created May 11, 2009 | popularity not rated yet | comments 0

From stress to financial mess: Study suggests acute stress affects financial decision making

It is not surprising that as our economy continues its freefall, we are feeling increasingly more stressed and worried. Many of us are feeling extreme unease about the security of our jobs and being able to make our next ...

Medicine & Health / Psychology & Psychiatry

created Apr 01, 2009 | popularity 5 / 5 (1) | comments 0

New study shows racial disparities in Twin Cities mortgage lending (Video)

A new report, "Communities in Crisis," issued by the University of Minnesota Institute on Race and Poverty shows that the Twin Cities has some of the nation's worst racial disparities in mortgage lending. In the Twin Cities, ...

Other Sciences / Other

created Feb 12, 2009 | popularity not rated yet | comments 0


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