(Phys.org) —Saving is a critical first step on the path to financial security. But many low-income families find it challenging to choose saving for the future over meeting pressing spending needs today.
May 15, 2013
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The causes of the foreclosure crisis seem obvious: Buyers purchased homes they couldn't afford, lured in part by lenders pushing subprime mortgages. Real estate values escalated, and when the bubble burst, ...
Mar 29, 2013
3.7 / 5 (3)
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A new study shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy.
Mar 20, 2013
1 / 5 (1)
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(Phys.org) —New research from the University of Georgia and Miami University helps explain how a 1997 amendment to the Texas Constitution that relaxed restrictions on mortgage lending boosted statewide retail sales and ...
Mar 05, 2013
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Eliminating or curtailing the mortgage interest deduction (MID) would initially result in declines in housing prices and investment but would have only modest aggregate macroeconomic effects in the long run, according to ...
Jan 16, 2013
1 / 5 (2)
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(AP)—The online movement known as Anonymous has made an unusual appeal to British police: "Stand with us."
Oct 25, 2012
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(Phys.org)—The Federal Housing Authority (FHA) underestimates the risks of defaulted mortgages, NYU economist Andrew Caplin concludes in a new study co-authored with economists at the Federal Reserve Bank ...
Oct 22, 2012
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A new crowdfunding platform that lets investors back individual people rather than specific ideas or projects will be piloted at the University of Michigan and four other universities this fall, company officials announced ...
Aug 08, 2012
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LightSquared Inc., which hoped to create an independent wireless broadband network in the U.S., filed for bankruptcy protection on Monday.
May 14, 2012
4.8 / 5 (4)
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Default risk on home loans is now at its lowest level in seven years, says a professor at the University of Michigan's Ross School of Business.
Mar 20, 2012
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If we want to prevent the next financial crisis, a new model of corporate governance is needed to replace shareholder primacy in financial institutions. Gates Scholar Mike Marin explains why.
Mar 20, 2012
3.5 / 5 (4)
3
(PhysOrg.com) -- Why do some people behave morally while others do not? Sociologists at the University of California, Riverside and California State University, Northridge have developed a theory of the moral ...
Feb 16, 2012
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(AP) -- A criminal investigation into mortgage swindlers who lured their victims with deceptive online ads is widening.
Nov 21, 2011
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(AP) -- The federal government has shut down dozens of Internet scam artists who had been paying Google to run ads making bogus promises to help desperate homeowners scrambling to avoid foreclosures.
Nov 17, 2011
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Bad mortgage loans and rampant consumer debt were two of the primary causes for the recent economic recession in the U.S. Despite a national trend of debt problems, a University of Missouri researcher has found one American ...
Oct 17, 2011
5 / 5 (2)
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