News tagged with loans
US grabs lead over China in clean energy race
The United States has regained the lead in the clean energy race, investing $48 billion last year to surpass China, which held the world's top spending spot since 2009, said a study Wednesday.
Technology / Energy & Green Tech
Apr 12, 2012 |
3.4 / 5 (8) |
21
The downside -- and surprising upside - of microcredit
Microcredit, which involves giving small loans to very small businesses in an effort to promote entrepreneurship, has been widely touted as a way to reduce poverty and stimulate economic growth. A multitude of both non- and ...
Other Sciences / Economics & Business
Jun 09, 2011 |
2.5 / 5 (4) |
1
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A good story can trump a bad credit score in peer-to-peer lending
These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...
Other Sciences / Social Sciences
May 16, 2011 |
not rated yet |
0
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People work harder when expecting a future challenging task
Consumers will work harder on a task if they're expecting to have to do something difficult at a later time, according to a new study in the Journal of Consumer Research.
Other Sciences / Social Sciences
Nov 17, 2009 |
3.3 / 5 (4) |
1
German Infineon seeks 500 mln euros in loan guarantees: report
Troubled German semiconductor maker Infineon has asked the government for around 500 million euros (690 million dollars) in loan guarantees, a press report said on Thursday.
May 28, 2009 |
not rated yet |
0
Japan's DoCoMo eyes cash transfer by cellphone
Japan's top mobile telephone operator NTT DoCoMo said Wednesday it aimed to launch a new service enabling cash transfers simply by entering the recipient's cellphone number.
May 27, 2009 |
5 / 5 (1) |
1
New research shows that your looks, creditworthiness may go hand in hand
New research suggests that a person's appearance may play a role in whether they are deemed trustworthy by financial lenders. The study is summarized in a working paper by Jefferson Duarte at Rice University's ...
Other Sciences / Social Sciences
Mar 12, 2009 |
3 / 5 (4) |
3
China rejects US ruling in solar dumping case
(AP) -- China's government on Friday rejected a U.S. antidumping ruling against its makers of solar power equipment and Chinese manufacturers warned proposed punitive tariffs might hurt efforts to promote clean energy.
Technology / Energy & Green Tech
May 18, 2012 |
5 / 5 (1) |
3
Student loans 101: The interest rate uproar
(AP) -- Lawmakers on both sides of the aisle agree: It would be a mistake to let interest rates on student loans double in July. Especially if they're going to be blamed for it in an election year.
Other Sciences / Economics & Business
May 02, 2012 |
not rated yet |
0
Japan's Elpida to be delisted from Tokyo Stock Exchange
Japan's Elpida Memory, one of the world's top microchip makers, is set to be delisted from the Tokyo Stock Exchange Wednesday in the biggest corporate failure in Japanese manufacturing history.
Mar 27, 2012 |
5 / 5 (1) |
0
Pawnshops spread to Internet
In a sputtering economy, cash-strapped consumers are flocking to a new way of getting quick, short-term loans: online pawn stores. It's yet another instance of online retailers pouncing on the turf of a brick-and-mortar industry.
Mar 19, 2012 |
3 / 5 (1) |
0
New success model for microfinance: A matter of trust
In some countries, poor borrowers repay loans to microcredit lenders at rates of close to 100 percent while other countries see repayment rates so low that it makes microlending unsustainable - a disparity ...
Other Sciences / Economics & Business
Dec 22, 2011 |
not rated yet |
0
First Solar CEO to step down, shares plummet
(AP) -- The CEO of the nation's largest solar company is out, First Solar announced Tuesday, sending its shares tumbling more than 24 percent.
Technology / Energy & Green Tech
Oct 25, 2011 |
not rated yet |
4
Bailed-out banks issued riskier loans
Banks that received federal bailout money ended up approving riskier loans and shifting capital toward risky investments after getting government help, say University of Michigan researchers.
Other Sciences / Economics & Business
Sep 15, 2011 |
5 / 5 (1) |
3
Beauty impacts hiring, salaries and profits, economist finds
The best looking people earn an extra $250,000, on average, during their careers than the least attractive people and are more likely to remain employed, get promoted and even secure loans, according to a new book by University ...
Other Sciences / Social Sciences
Aug 17, 2011 |
5 / 5 (1) |
0
Loan
A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.
In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.
The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.
Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.
For more information about Loan, read the full article at
Wikipedia.
This text uses material from Wikipedia and is available under the GNU Free Documentation License.
