News tagged with loans
China rejects US ruling in solar dumping case
(AP) -- China's government on Friday rejected a U.S. antidumping ruling against its makers of solar power equipment and Chinese manufacturers warned proposed punitive tariffs might hurt efforts to promote clean energy.
Technology / Energy & Green Tech
May 18, 2012 |
5 / 5 (1) |
3
Taking credit: When Thailand’s government started offering microfinance loans to villagers, did anyone benefit?
Microfinance seems like a boost for entrepreneurs in developing countries: Give them little loans, and people can make their small businesses a bit larger. Starting in 2001, the government of Thailand used ...
Other Sciences / Economics & Business
May 10, 2012 |
not rated yet |
0
Student loans 101: The interest rate uproar
(AP) -- Lawmakers on both sides of the aisle agree: It would be a mistake to let interest rates on student loans double in July. Especially if they're going to be blamed for it in an election year.
Other Sciences / Economics & Business
May 02, 2012 |
not rated yet |
0
US grabs lead over China in clean energy race
The United States has regained the lead in the clean energy race, investing $48 billion last year to surpass China, which held the world's top spending spot since 2009, said a study Wednesday.
Technology / Energy & Green Tech
Apr 12, 2012 |
3.4 / 5 (8) |
21
Japan's Elpida to be delisted from Tokyo Stock Exchange
Japan's Elpida Memory, one of the world's top microchip makers, is set to be delisted from the Tokyo Stock Exchange Wednesday in the biggest corporate failure in Japanese manufacturing history.
Mar 27, 2012 |
5 / 5 (1) |
0
Mortgage defaults at lowest level since 2005
Default risk on home loans is now at its lowest level in seven years, says a professor at the University of Michigan's Ross School of Business.
Other Sciences / Economics & Business
Mar 20, 2012 |
not rated yet |
1
Pawnshops spread to Internet
In a sputtering economy, cash-strapped consumers are flocking to a new way of getting quick, short-term loans: online pawn stores. It's yet another instance of online retailers pouncing on the turf of a brick-and-mortar industry.
Mar 19, 2012 |
3 / 5 (1) |
0
Social responsibility of businesses questioned
When the Icelandic banking system was privatised in 2003, it inaugurated a period of furious expansion of both loans and risky investments. The bubble burst in 2008. At that time, the nominal assets of the three largest banks ...
Other Sciences / Economics & Business
Feb 28, 2012 |
not rated yet |
0
Auditor's report needs significant changes
Every year public companies release a financial statement that includes a report from an auditor. That report provides assurance about the quality of the financial information and is meant to help the company attract investors, ...
Other Sciences / Economics & Business
Jan 31, 2012 |
not rated yet |
0
New success model for microfinance: A matter of trust
In some countries, poor borrowers repay loans to microcredit lenders at rates of close to 100 percent while other countries see repayment rates so low that it makes microlending unsustainable - a disparity ...
Other Sciences / Economics & Business
Dec 22, 2011 |
not rated yet |
0
First Solar CEO to step down, shares plummet
(AP) -- The CEO of the nation's largest solar company is out, First Solar announced Tuesday, sending its shares tumbling more than 24 percent.
Technology / Energy & Green Tech
Oct 25, 2011 |
not rated yet |
4
Bailed-out banks issued riskier loans
Banks that received federal bailout money ended up approving riskier loans and shifting capital toward risky investments after getting government help, say University of Michigan researchers.
Other Sciences / Economics & Business
Sep 15, 2011 |
5 / 5 (1) |
3
Beauty impacts hiring, salaries and profits, economist finds
The best looking people earn an extra $250,000, on average, during their careers than the least attractive people and are more likely to remain employed, get promoted and even secure loans, according to a new book by University ...
Other Sciences / Social Sciences
Aug 17, 2011 |
5 / 5 (1) |
0
Solar loan guarantees announced
(AP) -- The Department of Energy has announced nearly $4.5 billion in conditional commitments for loan guarantees for three California solar projects, the agency said.
Technology / Energy & Green Tech
Jun 30, 2011 |
5 / 5 (1) |
0
Public firms weathered recession better than expected
(PhysOrg.com) -- The prevailing narrative of the financial crisis revolves around banks' reduced ability to issue loans, but a new paper by University of Arizona associate professor of finance Kathy Kahle reveals that the ...
Other Sciences / Economics & Business
Jun 20, 2011 |
not rated yet |
0
Loan
A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.
In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.
The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.
Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.
For more information about Loan, read the full article at
Wikipedia.
This text uses material from Wikipedia and is available under the GNU Free Documentation License.
