News tagged with loans
The downside -- and surprising upside - of microcredit
Microcredit, which involves giving small loans to very small businesses in an effort to promote entrepreneurship, has been widely touted as a way to reduce poverty and stimulate economic growth. A multitude of both non- and ...
Other Sciences / Economics & Business
Jun 09, 2011 |
2.5 / 5 (4) |
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A good story can trump a bad credit score in peer-to-peer lending
These days a bad credit score will get you turned away by a bank, but if you tell a good story about that score, you can improve your chances of getting a microloan from a peer-to-peer lender, according to new research from ...
Other Sciences / Social Sciences
May 16, 2011 |
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Lack of credit forces many small business owners to finance with personal assets
Small businesses are seen as an important part of the American economy. These businesses often rely heavily on loans to stay afloat. The recent economic recession has created a reduction in available credit for many small ...
Other Sciences / Economics & Business
Mar 01, 2011 |
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New mortgage design would minimize home foreclosures
With mortgage loan defaults on the rise yet again, two mortgage researchers are proposing a new type of mortgage contract that automatically resets the balance and the monthly payment based on the mortgaged home's market ...
Other Sciences / Economics & Business
Jan 19, 2011 |
4.3 / 5 (3) |
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IMF loan policies ‘hampering aid efforts’
A study has tested whether aid to tackle disease and improve healthcare actually translates into a better health system for the countries that receive it.
Jan 18, 2011 |
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Some banks help keep mortgage holders out of default, studies find
While the nation's foreclosure crisis has focused blame on bad loan practices by some lenders, new research shows how some banks may have actually reduced the default risk of their homebuyers.
Other Sciences / Economics & Business
Jan 03, 2011 |
5 / 5 (2) |
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Most mortgage meltdowns not caused by subprimes
Subprime mortgages were not the main reason behind the housing crisis that started in 2009 and continues to bedevil the faltering U.S. economy, according to a University of Michigan study.
Other Sciences / Economics & Business
Oct 22, 2010 |
5 / 5 (2) |
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Bank relationships matter
In the current economic climate, many small businesses face difficulties when applying for loans. However, the process may vary depending on the business' previous relationships with financial institutions. In a recent study, ...
Other Sciences / Economics & Business
May 18, 2010 |
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Study: Chapter 13 bankruptcy little help in saving homes
Current chapter 13 bankruptcy laws do little to help filers save their homes from foreclosure, according to a study published in the Journal of Legal Studies.
Other Sciences / Economics & Business
Mar 29, 2010 |
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Study finds consumer behavior and lifestyle traits influence foreclosure rates (w/ Video)
A homeowner's station in life and personal spending beliefs and habits are important indicators of the borrower's potential for home-mortgage default, say researchers in the University of Alabama at Birmingham ...
Other Sciences / Economics & Business
Jan 14, 2010 |
4 / 5 (3) |
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In search of the root causes of the 2008 crisis: New York Fed to hear new theory on financial meltdown
(PhysOrg.com) -- Anjan Thakor, finance professor at the Olin Business School, Washington University in St. Louis, will present a new theory on the causes of the financial crisis to a meeting of the New York Federal Reserve ...
Other Sciences / Economics & Business
Dec 07, 2009 |
2.5 / 5 (2) |
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People work harder when expecting a future challenging task
Consumers will work harder on a task if they're expecting to have to do something difficult at a later time, according to a new study in the Journal of Consumer Research.
Other Sciences / Social Sciences
Nov 17, 2009 |
3.3 / 5 (4) |
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Racial segregation key factor in subprime lending
(PhysOrg.com) -- New study examines impact of segregation on the prevalence of high-cost loans in U.S. metro areas. Subprime loans disproportionately located in segregated areas.
Other Sciences / Economics & Business
Nov 06, 2009 |
3 / 5 (2) |
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German Infineon seeks 500 mln euros in loan guarantees: report
Troubled German semiconductor maker Infineon has asked the government for around 500 million euros (690 million dollars) in loan guarantees, a press report said on Thursday.
May 28, 2009 |
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NJIT business prof says first-quarter bank profits will soon prove ephemeral
NJIT finance professor Michael Ehrlich predicts that the strong profits reported by banks in the first quarter will soon be followed by more losses. Ehrlich, a market failure expert, notes that the unexpectedly ...
Other Sciences / Economics & Business
May 27, 2009 |
2.7 / 5 (3) |
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