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News tagged with insurance

'Painless' plasma brush is becoming reality in dentistry, engineers say

University of Missouri engineers and their research collaborators at Nanova, Inc. are one step closer to a painless way to replace fillings. After favorable results in the lab, human clinical trials are underway ...

Physics / Plasma Physics

created Dec 20, 2011 | popularity 4.9 / 5 (19) | comments 8

The high price of losing manufacturing jobs: research

The loss of U.S. manufacturing jobs is a topic that can provoke heated arguments about globalization. But what do the cold, hard numbers reveal? How has the rise in foreign manufacturing competition actually affected the ...

Other Sciences / Economics & Business

created Feb 23, 2012 | popularity 4.8 / 5 (19) | comments 108 | with audio podcast

Nevada approves regulations for self-driving cars

Nevada is becoming the first state to regulate self-driving vehicles on its roadways.

Technology / Hi Tech & Innovation

created Feb 16, 2012 | popularity 4.6 / 5 (16) | comments 3

IBM, NYC hospital training Watson supercomputer in cancer

The medical training of IBM's speedy Watson computer will continue with a residency at a renowned Manhattan cancer hospital.

Electronics / Hardware

created Mar 22, 2012 | popularity 4.7 / 5 (14) | comments 3

Panoramic images of Great Barrier Reef will take millions on virtual dives

Internet surfers will soon be able to go below the surface to immerse themselves in the spectacular coral and marine life of the Great Barrier Reef, under a joint venture between global technology giant Google, ...

Space & Earth / Environment

created Feb 24, 2012 | popularity 4.8 / 5 (8) | comments 0

IBM putting Watson to work in health insurance

Enough with the fun and games. Watson is going to work. IBM's supercomputer system, best known for trouncing the world's best "Jeopardy!" players on TV, is being tapped by one of the nation's largest health ...

Technology / Computer Sciences

created Sep 12, 2011 | popularity 5 / 5 (7) | comments 13

Research grant combines astrophysics and archeology to decipher ancient texts

Lucy Fortson, an astrophysicist and Associate Professor in the College of Science and Engineering at the University of Minnesota is part of a collaboration called Ancientlives which has received a grant to ...

Other Sciences / Archaeology & Fossils

created Jul 26, 2011 | popularity 4.8 / 5 (5) | comments 0

The blackbox in your car

(PhysOrg.com) -- It is expected that within the next month officials at the National Highway Traffic Safety Administration will declare that all cars must have an event data recorder inside the vehicle.

Technology / Other

created May 24, 2011 | popularity 4 / 5 (5) | comments 124 | with audio podcast weblog

Preemie birth preventive spikes from $10 to $1,500

(AP) -- The price of preventing preterm labor is about to go through the roof.

Medicine & Health / Health

created Mar 09, 2011 | popularity 5 / 5 (3) | comments 1

'Duh' science: Why researchers spend so much time proving the obvious

Medical researchers have unlocked the human genome, wiped out smallpox and made great strides in the fight against AIDS.

Other Sciences / Other

created Jun 07, 2011 | popularity 5 / 5 (3) | comments 8

Large-scale early education linked to higher living standards and crime prevention 25 years later

High-quality early education has a strong, positive impact well into adulthood, according to research led by Arthur Reynolds, co-director of the Human Capital Research Collaborative and professor of child development, and ...

Other Sciences / Social Sciences

created Jun 09, 2011 | popularity 5 / 5 (3) | comments 1 | with audio podcast

Poor women and welfare reform: working without a net

Welfare and Unemployment Insurance, considered important parts of Americans' safety net during difficult financial times, have provided little to no help for many low-wage earners who have the shortest distance to fall. Poor ...

Other Sciences / Social Sciences

created Aug 20, 2011 | popularity 3 / 5 (4) | comments 19

Indian outsourcers 'employ 100,000 in US'

India's IT outsourcing sector has nearly doubled the number of jobs it has created in the US in the last five years and now employs more than 100,000 people, an industry group said on Friday.

Technology / Business

created Mar 23, 2012 | popularity 3 / 5 (4) | comments 2

Saving forests? Take a leaf from insurance industry's book

A group of environmental scientists say a problem-ridden economic model designed to slow deforestation can be improved by applying key concepts from the insurance industry.

Space & Earth / Environment

created Apr 18, 2012 | popularity 2.5 / 5 (4) | comments 0

Uninsured turn to daily deal sites for health care

(AP) -- The last time Mark Stella went to the dentist he didn't need an insurance card. Instead, he pulled out a Groupon.

Technology / Internet

created Dec 31, 2011 | popularity 3 / 5 (3) | comments 32

Insurance

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

For more information about Insurance, read the full article at Wikipedia.
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