Growing up in a community with or without banks or financial institutions has a long-term effect on how you build and manage credit, according to a new Iowa State University study.
Economics & Business
May 16, 2019
0
3
Face-to-face meetings between mortgage officers and homebuyers have been rapidly replaced by online applications and algorithms, but lending discrimination hasn't gone away.
Social Sciences
Nov 15, 2018
17
3
Cameras watch us almost everywhere we go. We know the internet tracks our searches and purchases, and our smartphones can be used to monitor our activities too. As sociologist David Lyon points out, "this is a culture of ...
Other
Aug 8, 2018
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8
People who apply for a loan from a bank or credit card company, and are turned down, are owed an explanation of why that happened. It's a good idea – because it can help teach people how to repair their damaged credit – ...
Hi Tech & Innovation
Mar 14, 2017
2
6
Whether we know it or not, complex algorithms make decisions that affect nearly every aspect of our lives, determining whether we can borrow money or get hired, how much we pay for goods online, our TV and music choices, ...
Computer Sciences
Oct 14, 2016
0
11
Housing discrimination still occurs nearly 50 years after the Fair Housing Act, but not necessarily at the hands of realtors or bankers, a study of licensed mortgage loan originators (MLOs), the initial contact for most new ...
Economics & Business
Feb 26, 2016
1
8
Freeze your credit reports before you get burned. That's the message from security experts, consumer advocates and some state Attorneys General. They say more people should consider a credit freeze as a way to block identity ...
Security
Dec 30, 2015
0
12
In a world where data breaches, credit card fraud and identity theft are becoming more common, consumers should consider ways to protect themselves. Elizabeth Kiss, faculty member in Kansas State University's Department of ...
Security
Mar 23, 2015
0
17
Historically, Englewood and Garfield Park are two of the poorest neighborhoods in Chicago. Yet, between 2002 and 2005, these neighborhoods experienced remarkable growth in terms of home purchases, but it wasn't because these ...
Economics & Business
Feb 18, 2015
0
51
If you've bought a house or car lately, chances are you know your credit score, or at least whether it's good or bad. But what about your customer loyalty score? Or your identity score? Or your health score?
Other
Mar 26, 2014
0
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