Search results for loan data

Social Sciences 15 hours ago

Startup financing gender gaps greater in societies where women are more empowered: Study

Commercial bankers provide capital to fund the operations and growth of businesses. However, as these lenders evaluate entrepreneurs who apply for loans, gender bias leads to women being denied more often than their male ...

Education Apr 23, 2024

Research reveals tools to make STEM degrees more affordable

In a new study in Issues in Science and Technology, Dominique J. Baker, an associate professor in the College of Education and Human Development and the Joseph R. Biden, Jr. School of Public Policy & Administration at the ...

Political science Apr 23, 2024

Early chances to identify terrorists are missed due to inadequacies in UK data sharing laws, says study

There are inherent flaws in the U.K.'s ability to obtain and exchange information to detect fraud and terrorism financing, according to research from Cardiff University.

Social Sciences Apr 22, 2024

Research suggests historically redlined areas see more modern-day gun violence

In the 1930s, the United States government introduced redlining, a discriminatory practice that categorized neighborhoods based on people's race or ethnicity and denied financial services to residents in certain areas—redlining ...

Social Sciences Apr 17, 2024

AI has the power to revolutionize lending, but at a cost to people with lower credit scores

As artificial intelligence (AI) steadily increases its hold on the global economy, one of many areas ripe for disruption is consumer pricing. In situations where different consumers are offered the same product or service ...

Environment Apr 8, 2024

New method predicts how climate change will impact food production and financial institutions

Researchers at the University of California San Diego School of Global Policy and Strategy have developed a new method to predict the financial impacts climate change will have on agriculture, which can help support food ...

Political science Apr 3, 2024

Experiencing extreme weather predicts support for policies to mitigate effects of climate change

Most Americans report having personally experienced the effects of extreme weather, according to new survey data from the Annenberg Public Policy Center that finds support for pro-environmental government policies meant to ...

Social Sciences Apr 3, 2024

Closing the microcredit gender gap in Ghana

Small loans can help people establish and expand their small businesses. A field study in Ghana has now revealed that men ask for and receive more money from microcredit companies than women. However, if women are better ...

Economics & Business Apr 3, 2024

MakerDAO from a traditional finance perspective: Researchers analyze DeFi project

Decentralized finance systems (DeFi) is a new blockchain-based solution, where transactions are carried out automatically through smart contracts without any intermediaries (banks, brokers, etc.), while users have direct ...

Economics & Business Apr 2, 2024

All-cash home buyers pay 10% less than mortgage buyers, study finds

Owning a home has long been considered a crucial way to build wealth, but making such a purchase has become increasingly difficult for many residents. In addition to steep housing prices and high interest rates, there have ...

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