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     <title>Taxing times: Experts say avoid getting a refund -- but if you do, save it or use to pay down debt</title>
   	 <description>When it comes to a tax refund this year, think zero. It may seem nice to get a check from the government every year, but two Kansas State University financial management experts say that a person's tax liability should be as close to zero as possible. </description>
     <link>http://phys.org/news250929180.html</link>
	 <category>Other Sciences</category>
	 <pubDate>Wed, 14 Mar 2012 07:33:59 EST</pubDate>
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     <title>Investing in kids' future pays off</title>
   	 <description>(PhysOrg.com) -- When parents set up long-term savings accounts for college, business start-ups or home ownership, kids feel more financially and emotionally secure, new research shows</description>
     <link>http://phys.org/news207409883.html</link>
	 <category>Other Sciences</category>
	 <pubDate>Wed, 27 Oct 2010 14:51:38 EST</pubDate>
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