http://phys.org/ en-us Phys.org internet news portal provides the latest news on science including: Physics, Nanotechnology, Life Sciences, Space Science, Earth Science, Environment, Health and Medicine. A new study shows the risk of mortgage default is one-third lower for energy-efficient, ENERGY STAR-rated homes – a factor lenders and Congress should consider when making mortgage loans and policy. http://phys.org/news282983786.html Other Sciences Wed, 20 Mar 2013 07:36:42 EST news282983786 (Phys.org) —New research from the University of Georgia and Miami University helps explain how a 1997 amendment to the Texas Constitution that relaxed restrictions on mortgage lending boosted statewide retail sales and provided evidence for the importance of using housing as collateral to relax constraints on borrowing, what economist call "the collateral effect" of the housing market. http://phys.org/news281690705.html Other Sciences Tue, 05 Mar 2013 07:29:09 EST news281690705 (PhysOrg.com) -- Why do some people behave morally while others do not? Sociologists at the University of California, Riverside and California State University, Northridge have developed a theory of the moral self that may help explain the ethical lapses in the banking, investment and mortgage-lending industries that nearly ruined the U.S. economy. http://phys.org/news248599160.html Other Sciences Thu, 16 Feb 2012 07:19:46 EST news248599160