Health plans may lead some to skip care

Oct 24, 2006

A study by the Rand Corp. said a new form of health plan may cause some employees in the United States not to seek necessary care.

The nonprofit organization said in its report, published Tuesday in the journal Health Affairs, that the new plans adopted by some employers force employees to make much higher co-payments for care and drugs, The Washington Post reported Tuesday.

The researchers examined multiple previous studies dealing with the plans, known as consumer-directed healthcare plans, and found that the annual deductible for the plans is typically between $1,050 and $2,000 for an individual and between $2,100 and $4,000 for a family. Those numbers are considerably higher than the average $220 deductible for a family plan under a typical employer-sponsored health plan, the Post said.

The study's authors said the plans saved the employers 10 percent on healthcare costs but lead many patients to forgo needed care to avoid having to pay the higher fees.

"There are some studies in which people are reporting that they don't fill a prescription or they don't get follow-up that's recommended by a doctor," said Melinda Beeuwkes Buntin, a Rand economist and the lead author. "So those two things would be cause for concern."

Copyright 2006 by United Press International

Explore further: ALS Ice Bucket Challenge arrives in North Korea

add to favorites email to friend print save as pdf

Related Stories

Recommended for you

ALS Ice Bucket Challenge arrives in North Korea

17 hours ago

It's pretty hard to find a novel way to do the ALS Ice Bucket Challenge by now, but two-time Grammy-winning rapper Pras Michel, a founding member of the Fugees, has done it—getting his dousing in the center ...

Cold cash just keeps washing in from ALS challenge

Aug 28, 2014

In the couple of hours it took an official from the ALS Association to return a reporter's call for comment, the group's ubiquitous "ice bucket challenge" had brought in a few million more dollars.

Medtronic spends $350M on another European deal

Aug 27, 2014

U.S. medical device maker Medtronic is building stronger ties to Europe, a couple months after announcing a $42.9 billion acquisition that involves moving its main executive offices across the Atlantic, where it can get a ...

User comments : 0