Health plans may lead some to skip care

October 24, 2006

A study by the Rand Corp. said a new form of health plan may cause some employees in the United States not to seek necessary care.

The nonprofit organization said in its report, published Tuesday in the journal Health Affairs, that the new plans adopted by some employers force employees to make much higher co-payments for care and drugs, The Washington Post reported Tuesday.

The researchers examined multiple previous studies dealing with the plans, known as consumer-directed healthcare plans, and found that the annual deductible for the plans is typically between $1,050 and $2,000 for an individual and between $2,100 and $4,000 for a family. Those numbers are considerably higher than the average $220 deductible for a family plan under a typical employer-sponsored health plan, the Post said.

The study's authors said the plans saved the employers 10 percent on healthcare costs but lead many patients to forgo needed care to avoid having to pay the higher fees.

"There are some studies in which people are reporting that they don't fill a prescription or they don't get follow-up that's recommended by a doctor," said Melinda Beeuwkes Buntin, a Rand economist and the lead author. "So those two things would be cause for concern."

Copyright 2006 by United Press International

Explore further: UW-led group launches plan to reduce youth problems by 20 percent in a decade

Related Stories

Recommended for you

Machine Translates Thoughts into Speech in Real Time

December 21, 2009

(PhysOrg.com) -- By implanting an electrode into the brain of a person with locked-in syndrome, scientists have demonstrated how to wirelessly transmit neural signals to a speech synthesizer. The "thought-to-speech" process ...

Quantum Theory May Explain Wishful Thinking

April 14, 2009

(PhysOrg.com) -- Humans don’t always make the most rational decisions. As studies have shown, even when logic and reasoning point in one direction, sometimes we chose the opposite route, motivated by personal bias or simply ...

0 comments

Please sign in to add a comment. Registration is free, and takes less than a minute. Read more

Click here to reset your password.
Sign in to get notified via email when new comments are made.